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April 7, 2009

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Save a nickel, Save a Dime


Making my Home a Haven

April 6, 2009

Tammy’s challenge today was to be cheerful and loving towards family. Today for my family (zak), I made him fruit salad that he keeps asking for. I can’t wait til he gets home from school to see it. After that, I will read him his new stories before bed.

She also wants us to have a bedtime and stick to it. Unfortunately, for me, working night shift, this will never happen.

Hope you have a great monday!! (Even if we get a foot of snow here in cleveland!)

April’s financial Goals

April 6, 2009

Updates in pink. As of 4/6/09

Last month I spent a lot on my house. I invested in a new garage door and opener and then a new lawn mower! Also I painted my living room and bought landscape lights. I love everything I purchased. It makes it feel even more “homey”.

This month I would like to:

  • get new windows–the estimated installation date is May 1st, but maybe i’ll get lucky
  • -have a successful party for my son! I’m going to order pizza, pop, and have a great time. OK guess that’s not a finanical goal, but still 🙂
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 5/08 $450, $20 Zak
  • make at least $400/pay at lake east (that would be good for the accounts) – i’m working 4 12’s plus a class thats 1.5 hours plus a meeting and TB test so i’m guestimating…..$1000.
  • look at my life insurance plan and home insurance to make sure its what suzie orman says lol i read her book.
  • Look into a Roth IRA

Ok Red is last month and Purple is this months:

For my accounts according to

  • Etrade (high yeild savings account):$16,394$16,584.75 up $190.75

  • Etrade (house fund): $439-$841.56 up $402.56
  • Etrade (emergency fund): $862– $1,265.80 up $403.80

  • Chase (low yeild checking): $1267$3,276.95 up $2009.95
  • Charles Schwab (high yeild checking): $1380$7,462.19 up $6195.19 (tax refund)
  • Charles Schwab savings: $1006$1,506.98 up $500.98
  • LHS retirement account: $2189-$2,297.01 up $108.01

  • OPERS retirement account:$3504$4,192.22 up $688.22
  • Zak’s Etrade savings account:$1282$1,285.94 up $3.94
  • Zak’s CollegeAdvantage fund:$602$578.08 down $23.92
  • Coupon savings this month: $0
  • Speedy points:129988 140914 up  10926
  • Anne Geddes points: 11,532 same
  • Cash back points: (I need to sign up, i will edit this later)
  • Shop at points: $10.00-$10.88 998

Totals: up $9703.23 actual money. Didnt include retirement, zak’s money or other things that aren’t true savings to me. This was the first time all my accounts were up! I am impressed. That amount sounds like a lot, but my tax return is in it.

Any ideas?

Focus Friday

April 3, 2009

Last Week’s Review

Focus FridayFriday- Window Nation at 4:30 for estimate–I’m going to cancel it. I got windows yesterday :-), call 2 more tree companies for estimates, call this reading program for my son, workout, copy DVDs, print coupons out, order dress for wedding. –Did it all!

Saturday- Laundry, clean, 7pm Metro, delete files on my computer –still gotta do the computer thing

Sunday- Sunday school, 7pm Metro, clip coupons–Did it 🙂

Monday- 7pm metro, sort coupons, make sure all bills are paid–Did it all

Tuesday- 7pm East–Did it and picked up Zak’s pics

Wednesday- Kindermusik, shop for wrapping paper for zaks gifts, laundry, rest. It’s a long work week.–Did it all!

Thursday- 5:30pm Metro, pick up Zak’s pictures–Did it all!

This week:

Friday- window guy coming to measure windows, clean kitchen and bathroom, turn on deep freezer, another load of laundry, put other laundry away, call dad for big tables for Saturday,Spring Cleaning!

Saturday- Teach sibiling class from 1030-12, get hair dyed after, shop for last minute party things and maybe an outfit,  clean clean clean!, charge cameras, call pizza place, make sure everyone gets a pic of Zak, Spring Cleaning!

Sunday-pick up cake and pizza at noon, vaccuum, make jello things for zak’s class, Spring Cleaning!

Monday- court at 1:00, find pics of zak for jackie, buy juice boxes for kindermusik, Spring Cleaning!

Tuesday- 7am Lake  East, Spring Cleaning!

Wednesday- Metro 7p, Kindermusik (last class), Spring Cleaning!

Thursday-off work. Coupons, maybe take zak to chuck e cheese for his bday, get easter basket ready, Spring Cleaning!

Next week I will be thinking about the garden more 🙂 If this cold weather EVER goes AWAY!!

Good Luck this week!!

April’s goals

April 1, 2009

My Monthly Goals

I came across a pretty cool article.  My goal is to do this everyday in April. Here is my goal:

Spring Cleaning!

It’s April! A sure sign of spring right? Here in Cleveland, plan on one more big blast of snow!

I did pick out a spot in my yard for a garden. It’s 12x12ft. Here is what is going to be planted:



Green Peppers


Green beans



And that’s it. I’m going to try this. I’m am no ‘green thumb’. I’m a first timer and i’m going to have help. I also bought flowers to plant. We’ll see how this goes 🙂 I’ll post pics. I’m excited for this!

Meals for April

April 1, 2009

I am going to try to keep the tabs of how much these meals cost me. Its hard when you have some on stock at home….But here is the month. We still have last month to finish up 🙂

Week 1

Italian Chicken
BBQ hamburgers

Italian Fish
Weeknight Lasagna Toss

Simple Pot Roast

Week 2
Lemon Chicken
Garlic and Ranch Turkey Burger

Parmesan Fish

Mac and cheese with cauliflower

Beef Vegetable Soup

Week 3
cheesey brocolli shells
BBQ chicken wings

Red potato and Green bean Saute
Savory Bean and Spinach Soup
Turkey Meatloaf with mashed potatoes

Week 4
Pasta with Eggplant sauce
Crock pot Chili

Vegatable fried rice

Spanish Omelet
Ceaser Pockets

Spinach Ranch Salad for work

Last month went well!! I made all the meals!! Here’s my ratings:

Week 1
Easy parm. crusted fish A+
cheesy chicken rollups A+
grilled cheese
parm crusted chicken cutlets A+

Week 2
Fish with butter and garlic—I broil the fish with a little butter and garlic on top YUM! A+
Easy chicken parm A-
chicken and brocolli alfredo A+
stovetop stuffed chicken rolls A+

Week 3
Taco bake B+
Italian chicken rolls A+
cheesy stuffed shells A+
chicken and biscuits A-
mac & cheese(Good ol kraft)—did it for lunch one day

Week 4
Ravioli with bacon still have to make
foil pack chicken and brocolli dinner A+ everyone at work raved on it
chicken with parm garlic and herb crust still gotta make
frozen pizza–never made
hamburger helper –never made

Got any ideas for us?? Please post your recipe!


March 31, 2009

I just entered a giveaway over at One Day One Dollar at a Time

Its for a bunch of cleaning products which we are in the need of for spring cleaning!!


Also a $50 Giftcard!